Website

Terms and conditions

www.easysettlefinance.com.au (Website) is owned and operated by Easy Settle Finance and will be referred to as “we”, “our” and “us” in this Terms and Conditions document.

Terms of use

This document sets out the terms and conditions of the use of this website and should be fully understood and agreed to before proceeding to use or access this website.

We reserve the right to change the terms and conditions of this website from time to time in accordance with the relevant law. You should ensure you review these terms and conditions regularly to keep up to date and ensure you remain in agreement.

By accessing this website you are taken to have agreed to the terms and condition herein stated. Should you breach any of these terms and conditions, we reserve the right to seek any such remedies lawfully available to us.
Using this Website

This Website is to be used only for the purpose specified on the website. You are responsible for all your use of and in connection with this website and you must not use this website for any illegal purpose, or in a way that breaches any laws, regulations, codes, standards or relevant authorities.

Where this website lawfully restricts certain users, you must comply with such restrictions.

You must not hinder, tamper with, make any unauthorised use of or cause any virus to effect this website.

Disclaimer

The use and reliance on this website is at your own risk. This website exists to provide general, non-personalised information and to seek enquiries from interested users. Whilst we take every effort to ensure the information provided on this website is true, up to date and accords with relevant law, we make no warranty, assurance or representations as to the accuracy, legality or completeness of its contents and recommend that each user undertake their own research and seek professional advice before relying on any information provided on this Website.

Where this website contains any information or material of or provided by third parties, such as recommendations, feedback, links to other pages etc., we do not take any responsibility in relation to such information or material, its content or accuracy. We recommend each user ascertain the source of such information or material and undertake their own research as to the trust-worthiness and accuracy of it.

We may from time to time utilise third parties to assist us with our work and in providing you further advice or information. We are not responsible for and do not warrant or guarantee the accuracy or quality of the information we obtain from third parties which may be passed on to you.

Limitation of Liability

We exclude, to the extent permitted by law, all liability for any loss, damage or suffering caused as a result of the use of this Website or any part of this website or any reliance on the information or material (including that of third parties) provided or populated on this Website or linked to this website.

Privacy

Please read and ensure you understand our privacy policy located in a separate document on this website.

Severability

Where any term, condition, clause or statement of this document or our privacy policy is deemed unlawful, unenforceable or void for any reason, that term, condition, clause or statement is to be severed from this document as to have no affect the remaining parts of this document or our privacy statement.

Privacy Policy

This web site is owned and operated by Easy Settle Finance and will be referred to as “We”, “our” and “us” in this Internet Privacy Policy. By using this site, you agree to the Internet Privacy Policy of this web site (“www.easysettlefinance.com.au”), which is set out on this web site page. The Internet Privacy Policy relates to the collection and use of personal information you may supply to us through your conduct on the web site.

We reserve the right, at our discretion, to modify or remove portions of this Internet Privacy Policy at any time. This Internet Privacy Policy is in addition to any other terms and conditions applicable to the web site. We do not make any representations about third party web sites that may be linked to the web site.

We recognise the importance of protecting the privacy of information collected about visitors to our web site, in particular information that is capable of identifying an individual (“personal information”). This Internet Privacy Policy governs the manner in which your personal information, obtained through the web site, will be dealt with. This Internet Privacy Policy should be reviewed periodically so that you are updated on any changes. We welcome your comments and feedback.

Personal Information

Personal information about visitors to our site is collected only when knowingly and voluntarily submitted. For example, we may need to collect such information to provide you with further services or to answer or forward any requests or enquiries. It is our intention that this policy will protect your personal information from being dealt with in any way that is inconsistent with applicable privacy laws in Australia.

Use of Information

Personal information that visitors submit to our site is used only for the purpose for which it is submitted or for such other secondary purposes that are related to the primary purpose, unless we disclose other uses in this Internet Privacy Policy or at the time of collection. Copies of correspondence sent from the web site, that may contain personal information, are stored as archives for record-keeping and back-up purposes only.

Disclosure

Apart from where you have consented or disclosure is necessary to achieve the purpose for which it was submitted, personal information may be disclosed in special situations where we have reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with our rights or property, users, or anyone else who could be harmed by such activities. Also, we may disclose personal information when we believe in good faith that the law requires disclosure.

We may engage third parties to provide you with goods or services on our behalf. In that circumstance, we may disclose your personal information to those third parties in order to meet your request for goods or services.

Security

We strive to ensure the security, integrity and privacy of personal information submitted to our sites, and we review and update our security measures in light of current technologies. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure.

However, we will endeavour to take all reasonable steps to protect the personal information you may transmit to us or from our online products and services. Once we do receive your transmission, we will also make our best efforts to ensure its security on our systems.

In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us. However, we will not be held responsible for events arising from unauthorised access to your personal information.

Cookies

Cookies are data that a Web site transfers to an individual’s hard drive for record-keeping purposes. Cookies, which are industry standard and are used by most Web sites, including those operated by us, can facilitate a user’s ongoing access to and use of a site. They allow us to customise the web site to your needs. If you do not want information collected through the use of Cookies, there is a simple procedure in most browsers that allows you to deny or accept the Cookie feature. But you should note that Cookies may be necessary to provide you with some features of our on-line services.

Access to Information

We will endeavour to take all reasonable steps to keep secure any information which we hold about you, and to keep this information accurate and up to date. If, at any time, you discover that information held about you is incorrect, you may contact us to have the information corrected.

In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us.

Links to other sites

We provide links to Web sites outside of our web sites, as well as to third party Web sites. These linked sites are not under our control, and we cannot accept responsibility for the conduct of companies linked to our website. Before disclosing your personal information on any other website, we advise you to examine the terms and conditions of using that Web site and its privacy statement.

Problems or questions

If we become aware of any ongoing concerns or problems with our web sites, we will take these issues seriously and work to address these concerns. If you have any further queries relating to our Privacy Policy, or you have a problem or complaint, please contact us.

Further Privacy Information

For more information about privacy issues in Australia and protecting your privacy, visit the Australian Federal Privacy Commissioner’s web site. http://www.privacy.gov.au/