Non Conforming Home Loans,
the Easy Way.

The banks have said no.
The mortgage managers have said no.
The mortgage funds have said no.

What do you do? The easy solution is a non-conforming home loan or mortgage from a private lender. When you find out how easy these non conforming loans are, you will wish you had saved yourself the trouble in the first place.

non-conforming loans

What do you need to qualify for a non-conforming home loan?

Non conforming lenders look mainly at the security property securing the loan. For a first mortgage, they will typically lend up to 65% of the value. For a second mortgage, they will typically lend up to 75% of the value.

These loans also need a good ‘exit strategy’ as they usually are not longer than 12 months. At the end of the term, you need to be either refinancing, selling or have some other way to repay the loan.

How much are non-conforming loans?

First Mortgage non conforming loans usually range between 11% and 13% per annum.

Second Mortgage non conforming loans usually range between 2% and 3% per month.

What can the funds be used for?

  • Refinance
  • Cash-out
  • Renovations
  • Development purposes
  • Business cash flow
  • Business Debts
  • ATO Debts

Easy Settle Finance is a leader in the non-conforming market and has provided many satisfied customers with hassle free, non conforming home loans. Call us now on 1300 730 267 to discuss your loan or complete our quick enquiry form and we’ll call you back.

If the loan is for consumer purposes, responsible lending applies.

Brokers welcome.